CDO NETWORK TERMS OF USE

Effective Date: June 30, 2025

These Terms of Use (these “Terms”) apply to all contents and information available within our CDO Network Platform, available at www.thecdo.network (collectively, the “Platform”). These Terms are a binding legal agreement between each user of the Platform (“you”) and Aspen Leadership Group, a ZRG Company (“ALG,” “we,” “us” or “our”).

AUTOMATICALLY RENEWING SUBSCRIPTIONS

PLEASE SEE SECTION 7 (AUTOMATIC RENEWALS) OF THESE TERMS FOR TERMS RELATING TO AUTOMATICALLY RENEWING SUBSCRIPTIONS.

BINDING ARBITRATION

 

THESE TERMS CONTAIN PROVISIONS THAT GOVERN HOW CLAIMS YOU AND ALG MAY HAVE AGAINST EACH OTHER CAN BE BROUGHT. THESE PROVISIONS WILL, WITH LIMITED EXCEPTION, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST ALG TO BINDING AND FINAL ARBITRATION ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, GROUP OR REPRESENTATIVE ACTION OR PROCEEDING. PLEASE REVIEW SECTION 18 (INDEPENDENT ARBITRATION AGREEMENT) FOR THE DETAILS REGARDING YOUR AGREEMENT TO ARBITRATE ANY DISPUTES WITH ALG.

PLEASE REVIEW THESE TERMS CAREFULLY. BY USING THE PLATFORM, YOU ACKNOWLEDGE THAT YOU ARE LOCATED IN THE UNITED STATES, ARE AT LEAST 18 YEARS OLD, AND ACCEPT THE TERMS SET FORTH HEREIN. IF YOU DO NOT ACCEPT SUCH TERMS, YOU MAY NOT ACCESS THE PLATFORM.

1. Changes to Terms

The Effective Date of these Terms is set forth at the top of this webpage. We may change these Terms from time to time in our discretion. Changes will be posted to this webpage. We encourage you to return to this webpage frequently so that you are aware of our current Terms. Your continued use of the Platform after the Effective Date constitutes your acceptance of the amended Terms. The amended Terms supersede all previous versions.

2. Privacy

Please review our Privacy Policy (“Privacy Policy”) which also applies to your use of the Platform.

3. Intellectual Property

The Platform, and the information, files, documents, text, photographs, images, audio, and video which it contains and any material made available for download on the Platform (collectively, the “Content”) are the property of us or our licensors, as applicable. The Platform and Contents are protected by United States and international copyright and trademark laws. The Content may not be copied, distributed, modified, reproduced, published or used, in whole or in part, except for purposes authorized or approved in writing by us. All rights not expressly granted herein are reserved to us and our licensors.

4. License

ALG grants you a limited license to access and make personal use of the Platform subject to these Terms. The Platform and any part of it may not be reproduced, copied, framed or otherwise exploited for any commercial purpose without the express prior written consent of ALG.

5. Links to External Websites and Online Services

Our Platform may contain links to third-party websites and online services. Any access to and use of such third-party websites and online services is not governed by these Terms or our Privacy Policy but is instead governed by the privacy policies and terms of use of those

third-party websites and online services, and we are not responsible for the information practices of such third-party websites and online services.

6. Purchases

All memberships offered for purchase on the Platform are provided in the sole discretion of ALG. The prices stated for such memberships are subject to change without notice. Any ALG publication concerning such membership offerings may include inaccuracies or typographical errors. ALG shall not be held responsible for any pricing, typographical, or other errors in such publications. Changes may be periodically made to these publications. ALG may make improvements and/or changes in the membership offerings described in these publications at any time without notice.

ALG may reserve the right, at our sole discretion, to cancel or refuse any purchase for any reason at any stage of the online purchasing process, including after an order has been submitted and whether or not the order has been confirmed. Unless otherwise agreed to by ALG, payment must be received by ALG prior to acceptance of an order. Some situations that may result in cancellation include inaccuracies or errors in the membership offering or pricing information, or problems identified by our independent third-party payment processor. We will attempt to

contact you if all or any portion of your order is cancelled, or if additional information is required to accept your order.

You understand that ALG may change prices at any time, at our sole discretion and ALG reserves the right to change such prices at any time to correct errors or to comply with applicable laws.

Payment will be processed by ALG’s independent third-party payment processor, using the payment method you designate or that is designated in your account. If you would like to use a different payment method, please visit your account settings to update your billing information. We may charge another stored payment method if your default payment card is declined or no longer available to us.

7. Automatic Renewals

If your purchase is subject to an automatic renewal (“Auto-Renewing Subscription”), you will be notified during the order process. Auto-Renewing Subscriptions will continue and automatically renew at the end of the initial term and you will be charged the subscription fee (the renewal rate then in effect) on an automatically recurring basis, depending on your chosen subscription, until you cancel or the account is otherwise suspended pursuant to these Terms.

You must have Internet access and provide us with one or more payment methods. You acknowledge that the subscription fee billed may vary due to promotional offers, changes in your subscription, and changes in applicable taxes, and you authorize us to charge your payment method for the corresponding amounts. If ALG changes the subscription fee or other charges for your subscription, we will give you advance notice of these changes by email. However, we will not be able to notify you of changes in any applicable taxes.

The length of the automatic renewal term is dependent on your chosen subscription and will be set forth on the order page. Before the end of the initial term and before your subscription renews, you will receive a renewal reminder notice via email.

You may cancel at any time through your account settings. You must cancel your subscription at least two (2) days in advance before the renewal charge date in order to avoid billing of the subscription fees for the next billing period to your payment method. Once cancelled, the Auto-Renewing Subscription will be removed from your account. If you cancel your subscription, cancellation will be effective at the end of the current automatic renewal period. This means that you will have continued access to your subscription for the remainder of that period, but you will not receive a refund.

8. User Accounts

You must register an account to use the Platform. You agree that the information you provide to us during the registration process and at all other times when you use the Platform is accurate, current, and complete, and that you will keep it up to date at all times. If you provide any information that is, or that ALG has reasonable grounds to suspect is, untrue, inaccurate, not current, or incomplete, ALG has the right to suspend or terminate your account and refuse any and all current or future use of the Platform (or any portion thereof).

You are the sole authorized user of any account you create through the Platform and are solely and fully responsible for all activities that occur under your account. You may not authorize others to use your account holder status, and you may not assign or otherwise transfer your account to any other person or entity. If you have reason to believe that your account is no longer secure, you must immediately notify us by contacting us at the contact information set forth at the end of these Terms. ALG will not be liable for losses, damages, liability, expenses, and fees incurred by ALG or a third party arising from someone else using your account regardless of whether you have notified us of such unauthorized use. You understand and agree that we may require you to provide information that may be used to confirm your identity and help ensure the security of your account.

9. Security and Restrictions

You are prohibited from violating or attempting to violate the security of the Platform, including, without limitation, by (a) accessing data not intended for such user or logging onto a server or an account which the user is not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (c) accessing or using the Platform or any portion thereof without authorization; or (d) introducing any viruses, Trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.

You agree not to use the Platform:

  • In any way that violates any applicable federal, state, local or international law or regulation;
  • To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Platform, or which, as determined by us, may harm us or users of the Platform or expose them to liability;
  • Use the Platform in any manner that could disable, overburden, damage, or impair the Platform or interfere with any other party’s use of the Platform;
  • Use any robot, spider or other automatic device, process or means to access the Platform for any purpose, including monitoring or copying any of the materials on the Platform;
  • Use any manual process to monitor or copy any of the materials on the Platform or for any other unauthorized purpose without our prior written consent;
  • Use any device, software or routine that interferes with the proper working of the Platform; or
  • Otherwise attempt to interfere with the proper working of the

10. User Submissions

All material, information or other communication you submit, transmit, upload or post to the Platform including any ideas, comments, suggestions, feedback, data, images, sounds, text or the like (“User Content”) will be considered non-confidential and non-proprietary. If you choose to post or comment in the Platform, please note that any information you post will be visible to other users of the Platform. We are not responsible for any personal information you include in such posts or comments for any use of such information by any other Platform user. Except with respect to personally identifiable information, which we will collect, use and disclose in accordance with our Privacy Policy, ALG will have no obligations with respect to the User Content. You hereby assign to ALG all intellectual property rights, including any moral, publicity and privacy rights you have in any User Content.

You are responsible for the User Content you post to the Platform and must be compliant with applicable laws, rules and regulations when posting such User Content. You represent and warrant that you have or have obtained all rights, licenses, consents, permissions, power and/or authority necessary to post the User Content on the Platform, including all consents and permissions from any individuals who are the subject of the User Content.

In submitting User Content through the Platform, you agree you will not:

  • Submit material about any individual when you have knowledge that such individual objects or has objected to such submission;
  • Submit material that is unlawful, obscene, lewd, defamatory, libelous, threatening, pornographic, harassing, hateful, racially or ethnically offensive, excessively violent, or encourages conduct that would be considered a criminal offense, give rise to civil liability, violate any law, or is otherwise inappropriate or objectionable;
  • Post advertisements or solicitations of business or employment, where you do not have the proper membership to do so;
  • Impersonate another person;
  • Submit material that is copyrighted, protected by trade secret or otherwise subject to third party intellectual property or proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the material and to grant ALG all of the license rights granted herein;
  • Submit material that is unsuitable for minors in any country; or
  • Submit material that is malicious or destructive in nature, or contain a virus, malware or other computer programming routine or engine that is intended to damage or otherwise interfere with any system, data, or information.

ALG reserves the right, but has no obligation, to refuse to post, block or remove User Content from the Platform for any reason in our sole discretion. ALG may terminate your access to or use of the Platform to prevent further posting or distribution of User Content.

11. Copyright Policy

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials posted on the Platform infringe your copyright, you (or your agent) may send ALG a “Notification of Claimed Infringement” requesting that the material be removed, or access to it blocked. The notice must include the following information:

  1. A physical or electronic signature of a person authorized to act on behalf of the owner of the works that have been allegedly infringed;
  2. Identification of the copyrighted work alleged to have been infringed (or if multiple copyrighted works located on the Platform are covered by a single notification, a representative list of such works);
  3. Identification of the specific material or link alleged to be infringing or the subject of infringing activity, and information reasonably sufficient to allow ALG to locate the material on the Platform;
  4. Your name, address, telephone number, and email address (if available);
  5. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send ALG a counter-notice.

Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA; see https://www.copyright.gov/ for details. Notices and counter-notices with respect to the Platform should be sent to the contact address set forth at the end of these Terms.

12. Third-Party Posts

Any use or reliance on any posts made by other users or third parties on the Platform

(“Third-Party Posts”) is at your own risk. We do not endorse, support, represent or guarantee the completeness, truthfulness, accuracy, or reliability of any Third-Party Posts or endorse any opinions expressed via the Platform. You understand that by using the Platform, you may be exposed to Third-Party Posts that might be offensive, harmful, inaccurate or otherwise inappropriate, or in some cases, postings that are deceptive. All Third-Party Posts are the sole responsibility of the individual who originated such Third-Party Posts. We may not monitor or control the Third-Party Posts and we cannot take responsibility for such Third-Party Posts.

13.  Reporting and Moderation

In order to ensure the Platform provides the best experience possible for everyone, if you see any inappropriate content, you must report the allegation to info@thecdo.network

ALG has no general obligation to monitor User Content nor to investigate whether facts or circumstances are revealing illicit activities. ALG has set up a reporting tool allowing any Platform user to notify illegal, abusive and harmful content.

The knowledge of such User Content is deemed effective when the individual who posted the User Content is notified of the following:

  • The notification date;
  • The notifying User identity;
  • The description of the facts in contention (possibly with screen shots of the content);
  • As well as the reasons for which the content must be

If User Content is reported, ALG reserves the right to withdraw the reported content and/or suspend or terminate the account of the user having originally published the reported content.

14. Termination, Suspension, or Revocation of Access

 

Your Deletion of Your Account. At any time, you may delete your account by contacting ALG at the address or email address set forth in Section 21 (How to Contact Us). Deletion is effective immediately and all the data collected upon the subscription as well as the content you published on the Platform will be deleted.

Suspension or Termination of an Account by ALG. ALG has the right, in its sole discretion, to suspend your access to any or all parts of the Platform and remove any User Content you posted from the Platform at any time. ALG may also terminate your access to any or all parts of the Platform at any time, with or without cause.

15. Additional Terms for California Residents

Under Cal. Civ. Code § 1789.3, California users are entitled to know that they may file grievances and complaints with the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs, in writing at 1625 North Market Blvd., Suite N 112, Sacramento CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210 or by email at dca@dca.ca.gov.

16. Disclaimer and Limitation of Liability

WE DO NOT WARRANT THAT ACCESS TO OR USE OF THE PLATFORM WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE PLATFORM WILL BE CORRECTED. THE PLATFORM IS PROVIDED BY ALG ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALG MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE PLATFORM OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON THE PLATFORM, INCLUDING BUT NOT LIMITED TO USER CONTENT AND THIRD-PARTY POSTS. EXCEPT TO THE EXTENT PROHIBITED BY APPLICABLE LAW, IN NO EVENT WILL ALG OR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR OTHER REPRESENTATIVES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL LOSSES OR DAMAGES OF WHATSOEVER KIND ARISING OUT OF ACCESS TO OR USE OF THE PLATFORM, PLATFORM-RELATED SERVICES OR ANY INFORMATION, CONTENT OR MATERIALS INCLUDED ON THE PLATFORM, INCLUDING BUT NOT LIMITED TO USER CONTENT AND THIRD-PARTY POSTS.

YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE PLATFORM, CONTENT, INFORMATION CONTAINED WITHIN THE PLATFORM, INCLUDING BUT NOT LIMITED TO THIRD-PARTY POSTS, ANY LINKED WEBSITE OR ONLINE SERVICE, OR ANY SERVICES USED THROUGH THE PLATFORM IS TO STOP USING THE PLATFORM AND/OR THOSE SERVICES. TO THE EXTENT ANY ASPECTS OF THE FOREGOING LIMITATIONS OF LIABILITY ARE NOT ENFORCEABLE UNDER APPLICABLE LAW, OUR MAXIMUM LIABILITY TO YOU WITH RESPECT TO YOUR USE OF THIS PLATFORM, ANY USER CONTENT, THIRD-PARTY POSTS AND ANY SERVICES USED BY YOU THROUGH THE PLATFORM IS ONE HUNDRED DOLLARS ($100.00). THE FOREGOING LIMITATIONS APPLY EVEN IF THE REMEDIES UNDER THESE TERMS OF USE FAIL OF THEIR ESSENTIAL PURPOSE.

Any claims arising in connection with your use of the Platform or any products purchased through the Platform must be brought within one (1) year of the date of the event giving rise to such action occurred.

17. Indemnification

You agree to indemnify, defend and hold harmless us and our affiliates, and our respective officers, directors, employees, agents and representatives from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation by you of these Terms or from our termination of your access to or use of the Platform. Such termination will not affect either party’s rights or obligations, which accrued before the termination.

18. Independent Arbitration Agreement

Arbitration. Any dispute, controversy, or claim between us arising out of or relating in any way to these Terms, the Privacy Policy and/or any of ALG’s offerings, products, services and the Platform will be resolved by binding arbitration, rather than in court, except that you or we (1) must assert claims in small claims court if your or our claims qualify, and (2) bring suit in any court of competent jurisdiction to enjoin infringement or other misuse of intellectual property rights, including with respect to temporary restraining orders. The Federal Arbitration Act and federal arbitration law shall apply to this arbitration agreement.

There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award the same damages and relief as a court (including injunctive and declaratory relief or statutory damages).

At least thirty (30) days before beginning an arbitration proceeding, you must send an individualized letter personally signed by you and identifying yourself, your legal claims, the requested relief and requesting arbitration to 1580 N Logan St Ste 660, PMB 92385, Denver, Colorado 80203-1942 by certified mail, Federal Express, UPS or USPS express mail (signature required). We will do the same; except in the event that we do not have a physical address on file for you, by electronic mail to the last known address. Except as otherwise stated herein, the arbitration will be conducted by the National Arbitration Mediation (“NAM”) under its rules, including for Consumer-Related Disputes. You and we also agree to delegate the issue of arbitrability to an arbitrator. Payment of administration and arbitrator fees will be governed by the NAM’s rules, except all of the filing fees will be paid by the filing party. If you are a prevailing party, you may seek reimbursement of your fees and costs. However, ALG may seek its attorney’s fees and costs if the arbitration finds your claims to be frivolous. There will be only one arbitrator, not a panel. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location. You and we also agree that, if more than one dispute arises regarding the same or substantially similar issues, our respective claim(s) will be arbitrated in the order in which it/they were filed, except all claims shall be arbitrated within three (3) years. THIS ARBITRATION AGREEMENT WILL SURVIVE TERMINATION OF THESE TERMS.

Class Action Waiver. We each agree that any dispute resolution proceedings or lawsuits, whether in arbitration or in a court of law, will be conducted only on an individual basis and not

in a class or representative action. Therefore, you waive all rights to bring claims on behalf of a class of persons; however, you may still bring an individual claim for public injunctive relief and in small claims court. Nothing in this provision, however, should operate to prevent the parties from settling claims on a class-wide basis or otherwise coordinating claims filed in arbitration.

Enforceability. If this arbitration agreement is invalidated in whole or part, the parties agree that the exclusive jurisdiction in Section 19 (Governing Law; Jurisdiction) below shall govern any claim in court arising out of or related to these Terms.

Jury Trial and Small Claims Court. If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial. We also both agree that you or we may bring suit in any court of competent jurisdiction to enjoin infringement or other misuse of intellectual property rights, including with respect to temporary restraining orders.

19. Governing Law; Jurisdiction

 

These Terms shall be governed by the laws of Colorado without regard to any conflict of law principles. Further, you and we agree to the jurisdiction of a state or federal court in the State of Colorado to resolve any dispute, claim, or controversy that relates to or arises in connection with these Terms (and any non-contractual disputes and/or claims relating to or arising in connection with it) and that is not subject to mandatory arbitration under Section 18 (Independent Arbitration Agreement) above.

20. Miscellaneous

You represent and warrant that you shall comply with all laws and regulations that apply to your access and use of the Platform and any Platform-related services, including, but not limited to, any applicable national laws that prohibit the export or transmission of technical data or software to certain territories or jurisdictions.

We reserve the right to seek all remedies available at law and in equity for violations of these Terms, including the right to remove your account and any User Content generated by you on the Platform, block your access to the Platform, block IP addresses.

If any provision of these Terms is held to be unenforceable, the remaining Terms shall remain in full force and effect, and the unenforceable provision shall be replaced by an enforceable provision that comes closest to the intention underlying the unenforceable provision.

No waiver by us of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Our

failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any right.

21. How to Contact Us

If you have any questions, comments or notices regarding these Terms, please contact us at info@thecdo.network.

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